Accounts receivable management goes far beyond sending reminders or following up on invoices. In an environment where liquidity is everything, AR can no longer remain manual or disconnected. Automating AR from invoice issuance to real-time reconciliation delivers liquidity, operational efficiency, and full visibility.

Accounts receivable (AR) management must be agile, integrated, and liquidity-driven.

When it relies on manual tasks and disconnected systems, businesses lose collection opportunities, Days Sales Outstanding (DSO) increase, and treasury visibility deteriorates.

The 4 direct impacts of automating AR

More stable cash flow: Revenue becomes more predictable by reducing friction and delays.
Greater operational efficiency at lower cost: Fewer manual errors and less rework.
Reduced risk of non-payment: Timely follow-ups, configurable collection rules, and automated reminders.
Better decision-making data: Real-time visibility into collections and reconciliation status.

What end-to-end AR Management really means

A comprehensive approach connects every stage — from invoice to accounting entry:

Invoice issuance
Activation of payment channels (white-label portals, payment links, gateways, bank collection channels, etc.)
Automated notifications and reminders with configurable rules
Payment identification and allocation (who paid, what they paid, through which channel)
Real-time automatic reconciliation and consistent accounting registration

When everything operates within a single integrated flow, collections accelerate and the customer experience improves.

What happens when the cycle is not structured properly

Reminders are sent to customers who already paid through another channel.
Payments remain unidentified, increasing DSO.
Delayed reconciliation limits treasury visibility.
Operational costs rise due to manual validations and rework.

Threxio’s end-to-end AR Solution

Threxio provides a comprehensive solution that centralizes AR management in one place:

Issuance and monitoring of billing documents
Payment agreements and configurable collection rules
Manual and automated notifications
Automatic, real-time reconciliation

Designed for flexibility, customization, and seamless integration with internal systems.

Integrations and Payment Channels

Threxio connects with your ERP or accounting system and enables white-label digital collection channels: payment microsites, reference-based payment links, customer portals, and transaction dashboards.

This is where multi-channel collections create real impact.

Payment Identification and Real-Time Reconciliation

By connecting collections and reconciliation, payments are identified and applied instantly, reducing operational friction and improving cash flow.

This elevates transactional reconciliation to a new standard.

Key KPIs you should see improve

DSO (Days Sales Outstanding)
% Reconciled T+0
% of Invoices with Active Payment Promise
Operational Cost per Collected Invoice

Monitor these KPIs by customer segment and payment channel to identify specific bottlenecks.

How to get started

Diagnose your current cycle: Map how invoices are issued, notified, collected, and reconciled today.
Design rules and communications: Define payment agreements, due windows, and reminder cadence.
Integrate and implement: Connect ERP/accounting systems and activate real-time reconciliation.
Continuously monitor: Use dashboards to optimize DSO and liquidity quarter after quarter.

Automating AR means moving from manual follow-up to a fully integrated end-to-end process that aligns collections, payment identification, and reconciliation.

For financial institutions and ecosystem players, strengthening your cash management offering with these capabilities is a strategic move to protect liquidity and scale with reliable data.

Want to see how this would work in your context?

📩 Contact us at comercial@threxio.com
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Accounts receivable automation: from manual follow-up to an end-to-end process that protects liquidity